Meliora Financial Group is quickly becoming a leading name in Australia's mortgage brokering and lending advisory industry. Founded by Nathan Carney, our brand was created to offer superior loan options with clear and simple lending solutions, all while maintaining the highest standards of customer service.
– Senior Mortgage Broker / Director
With over 17 years of lending experience across residential and commercial, Nathan Carney has built a reputation for delivering tailored financial solutions that truly put clients first. His approach is solution-focused, combining deep industry knowledge with genuine care for each client’s unique needs.
Nathan is known for unwavering commitment to help people achieve a stronger financial position—whether that means securing the right home loan, refinancing for better terms, or navigating complex lending scenarios. He takes pride in guiding clients through every step of the process with clarity.
Clients value Nathan not only for his expertise but also for his ability to listen, understand, and craft strategies that align with their long-term goals.
Nathan’s passion lies in working with small business owners, self-employed clients, and first home buyers. He also has specialized expertise in SMSF lending and enjoys helping investors scale their property portfolios.
Driven by a desire to provide a broader range of solutions, Nathan founded Meliora Financial Group which has gone from strength to strength each year.
Outside of work, he enjoys coaching junior sports and spending quality time with his family.
– Mortgage support Specialist
Lorilyn Maghuyop (Lori), is a Mortgage Support Specialist at Meliora Financial Group. Lori serves as a reliable right hand to our team ensuring all operations run smoothly and efficiently for every client.
With nearly 6 years of banking experience, she is well versed in managing client communications, coordinating loan applications, and maintaining meticulous documentation ensuring a smooth customer experience.
Lori take’s pride in a detail-oriented approach, which has helped the team maintain a high rate of successful customer outcomes . She is passionate about simplifying the often-overwhelming mortgage process. By handling the administrative complexities, Lori ensures our team can provide the personalized care and expertise clients deserve.
In her personal time, she enjoys learning new recipes, maintaining an organized home, and reading personal finance and self-help books”
Founded by Nathan Carney after almost 20 years working for major lending institutions across commercial and residential banking.
Nathan and the team at Meliora Financial Group are passionate about better client outcomes and putting people in a better financial position.
A Latin word for positivity is another beautiful example of how this language can eloquently express complex concepts.
The word “Meliora” means “better things” or “things continuing to improve”. The English word “Ameliorate” derives from “Meliora”.
Building on this concept our brand aims to provide a path to a better tomorrow for clients.
The full name is Meliora Financial Group and the logo features the same iconography extended.
The brand icon is formed from the letters O and A from the main versions of the logo.
We are committed to making a better tomorrow possible through better service, better loans, and better advice.
Integrity (acting ethically and transparently) Honesty (being upfront and forthcoming) Accountability (owning decisions and their outcomes) Customer commitment (prioritizing customer needs)
Teamwork/Collaboration. We’ll work closely with our panel of lenders to ensure we provide our customers the best experience possible as well as the best lending terms available.
Expertise – With many years of residential and commercial experience behind us we’ll be able to work through whatever your circumstances may be and present to you the right loan products for your circumstances.
Customer Centricity – Because we work for you and put your at the centre of everything we do.